I have to admit, every year it gets harder and harder to do my taxes. The process isn’t any more difficult—or at least if it is, my accountant isn’t saying! No, my problem is the money I end up owing. Having to write a check to Uncle Sam for more than I earned in my first three years of working is hard to do. Which is why I’m always looking for ways to cut my taxes. And really, the best way for me (and most likely you, too) is through a “boring” sounding investment called a municipal bond. There are three reasons why: Municipal bond, or “muni,” returns can amount to more than 9% per year for those in high tax brackets. … Read more