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Calque Experiences Exponential Growth in 2024, by Adding More Equity-Based Home Lending Products

—Affordable Pricing and Customer Service Cement Calque as a Key Player in the Buy Before You Sell Space—

Calque, the innovator behind using home sale guarantees to remove mortgage contingencies, heads into 2025 celebrating an extraordinary year of growth with more than 700% increase in business activity over the past 12 months. This milestone underscores the success of Calque’s product offerings, particularly The Trade-In Mortgage, and the introduction of the new Contingency Buster earlier this year. These products have revolutionized the home purchase process for countless homeowners seeking their next property by allowing homeowners to eliminate home sale contingencies and make non-contingent offers on their next home while working with their chosen lender and real estate agent.

In partnership with lenders across the nation, Calque offers homeowners a faster and more affordable way to eliminate the need for home sale contingencies and simplify debt-to-income (DTI) challenges, enabling seamless transitions into new homes. These products have set the industry standard for ‘buy before you sell’ solutions, helping homeowners leverage their equity to make noncontingent offers, make larger down payments, and experience a more convenient home purchase process.

Calque’s success stems from its lender-centric business model, which was built from the beginning to partner with established lenders, not compete with them. “Calque chose to not get a lending license, even though it would have allowed us to expand faster because that would have put us in direct competition with our clients,” said Jeremy Foster, Founder at Calque. “Instead, we rolled up our sleeves and invested heavily in creating an ecosystem in which everyone’s incentives are aligned with what’s best for borrowers. Our lending partners appreciate that we don't sell their client leads and we keep their loan officers at the center of every transaction.”

“Calque has experienced record growth in 2024 because of our focus on the success of our lender partners,” said Michael Bremer, CEO of Calque. “In a year marked by high interest rates, we offered lenders and real estate professionals innovative solutions like The Trade-In Mortgage and the Contingency Buster. These solutions redefine what’s possible in real estate transactions, enabling the lenders to provide homebuyers an easier way to find and secure a home in a market constrained by extremely tight inventory.”

Real estate agents or team leaders can collaborate with any of Calque’s lender-partners, available nationwide, to offer their clients the ability to make non-contingent offers at a reduced cost compared to traditional buy-before-you-sell models. Additional information is available at https://calqueinc.com/agent/.

About Calque

Calque partners with established community lenders to offer Buy-Before-You-Sell mortgage lending solutions that make the home purchase process simpler, less stressful, and more cost effective for homeowners. Innovative mortgage products such as The Trade-in Mortgage and Contingency Buster streamline the entire home purchase process from start to finish by enabling consumers to submit non-contingent offers that function like cash offers, buy and move into their new home before selling their current one, use the accrued equity on their existing home to increase their down payment and reduce their monthly payments, prep their original home for sale after they’ve moved out, and stress less during the process.

Calque does not compete with lenders, but only utilizes best-in-class, FDIC-insured banks, credit unions, and mortgage banks in every state across the country. To learn more about Calque, visit http://calqueinc.com.

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