UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 14A
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Patricia Radomski
860 Broadway
Bayonne, New Jersey 07002
May 3, 2004
Dear Fellow Shareholder:
I'm writing to you because I feel strongly about Bayonne Community Bank and its
future. My entire professional career has been in banking in the City of
Bayonne, and I have watched the banking world change all around me over my
30-year career. I was born and raised in Bayonne and know this community well.
I was one of the first employees of Bayonne Community Bank, and I invested in it
when the opportunity was presented to me. Today, with the exception of several
Board members, I am the single largest shareholder. I am concerned about the
Bank's future -- both as an investor, and as a loyal employee who wants to see
it continue to succeed and grow.
I have watched this Bank grow from the inside, seen the decisions made by
management and the kind of policies and products put in place over its short
history. I have seen how competitive this Bank is and can be, because of how
well we serve our customers and reward our shareholders.
There is no doubt in my mind that this Bank is well managed. The management team
is committed to the people of Bayonne and to its shareholders. They understand
that those two commitments must go hand in hand for us to reach our potential.
This unfortunate fight at the Board level is about competition and choice for
consumers. When you have a Bank as successful as Bayonne Community Bank, it
shakes up the market. Bayonne Community Bank has a business plan that is working
beyond anyone's expectations.
Selling now would eliminate the choice for consumers on which our success is
based. Bayonne Community Bank has exceptional management that after three years
is only beginning to realize the potential of this Bank. It should not be sold.
I say: "let us continue to compete and grow."
I recommend that you vote the WHITE CARD, which is enclosed for your
convenience, and support the slate of directors who are committed to continuing
the Bank's growth according to the business plan that has brought customers a
new choice in Bayonne, and shareholders so much success.
If you want to talk to me, call me at the Bank. I'm at 201.823.0700, extension
3115. Thank you for taking the time to listen to me.
Sincerely,
/s/ Patricia Radomski
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Patricia Radomski
Operations Manager
Bayonne Community Bank