UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    Form 13F


                              Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended:  September 30, 2009

Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.):  [ ] is a restatement
                                   [ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name:     Macatawa Bank Corporation
Address:  10753 Macatawa Drive
          Holland, MI 49424



Form 13F File Number:  28-13033

The institutional  investment  manager filing this report and the person by whom
it is signed hereby  represent  that the person signing the report is authorized
to  submit  it,  that all  information  contained  herein is true,  correct  and
complete,  and  that it is  understood  that  all  required  items,  statements,
schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of the Reporting Manager:

Name:     Nadine Terpstra
Title:    Vice President-Trust Operations Manager
Phone:    616-233-3311

Signature, Place, and Date of Signing:


/s/ Nadine Terpstra                  Holland, MI                 10/28/2009
[Signature]                         [City, State]                [Date]
Nadine Terpstra

Report Type (Check only one.):


[X]  13F HOLDINGS REPORT.  (Check here if all holdings of this reporting
     manager are reported in this report.)

[ ]  13F NOTICE.  (Check here if no holdings reported are in this report,
     and all holdings are reported by other reporting manager(s).)

[ ]  13F COMBINATION REPORT.  (Check here if a portion of the holdings for
     this reporting manager are reported in this report and a portion are
     reported by other reporting manager(s).)




                             FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:              1

Form 13F Information Table Entry Total:       104

Form 13F Information Table Value Total:   $74,219
                                        (thousands)


List of Other Included Managers:
Provide  a  numbered  list of the  name(s)  and Form 13F file  number(s)  of all
institutional  investment  managers  with respect to which this report is filed,
other than the manager filing this report.

No.  Form 13F File #     Name
01   28-13155            Macatawa Bank


                                    FORM 13F INFORMATION TABLE



                                                                                                             Voting Authority
                                                                                                             ----------------
                                 Title of                Value     Shares/   Sh/  Put/  Invstmt   Other
Name of Issuer                    class     CUSIP      (x$1000)    Prn Amt   Prn  Call  Dscretn  Managers    Sole  Shared     None
-----------------------------   ---------   -----      --------    -------   ---  ---   -------  --------    ----  ------     ----
                                                                                           


ACTIVISION BLIZZARD IN COM          COM   00507V109       411        33164   SH         DEFINED        1    19105             14059
ADOBE SYS INC COM                   COM   00724F101       964        29161   SH         DEFINED        1    18042             11119
APPLE COMPUTER INC COM              COM   037833100       911         4915   SH         DEFINED        1     2877              2038
ARCHER DANIELS MIDLAND COM          COM   039483102       333        11404   SH         DEFINED        1     8188              3216
AT & T INC COM                      COM   00206R102       792        29301   SH         DEFINED        1    25041              4260
BANK NEW YORK MELLON CORP           COM   064058100       603        20817   SH         DEFINED        1    13048              7769
BANNER CORPORATION COM              COM   06652V109        82        30000   SH         DEFINED        1    30000                 0
BARD C R INC                        COM   067383109       595         7575   SH         DEFINED        1     4849              2726
BB&T CORP                           COM   054937107       363        13337   SH         DEFINED        1    10704              2633
BECTON DICKINSON & CO               COM   075887109       266         3806   SH         DEFINED        1     2681              1125
BP AMOCO PLC SPONSORED ADR          FOR   055622104       336         6310   SH         DEFINED        1     6310                 0
BRISTOL MYERS SQUIBB CO             COM   110122108       707        31382   SH         DEFINED        1    24184              7198
C H ROBINSON WORLDWIDE COM NEW      COM   12541W209       501         8670   SH         DEFINED        1     5689              2981
CAMERON INTERNATIONAL CORP COM      COM   13342B105       669        17677   SH         DEFINED        1    11807              5870
CELGENE                             COM   151020104       644        11525   SH         DEFINED        1     7437              4088
CHESAPEAKE ENERGY CORP COM          COM   165167107       302        10618   SH         DEFINED        1     7238              3380
CHURCH & DWIGHT INC COM             COM   171340102       633        11163   SH         DEFINED        1     6570              4593
CISCO SYSTEMS INC                   COM   17275R102      1011        42933   SH         DEFINED        1    25163             17770
COACH INC COM                       COM   189754104       321         9764   SH         DEFINED        1     9764                 0
COBIZ INC COM                       COM   190897108        75        15000   SH         DEFINED        1    15000                 0
COCA COLA CO                        COM   191216100       495         9225   SH         DEFINED        1     7034              2191
COGNIZANT TECH SOLUTIONS CORP
   CL A                             COM   192446102      1274        32938   SH         DEFINED        1    20920             12018
COVIDIEN PLC                        FOR   G2554F105       301         6954   SH         DEFINED        1     4852              2102
CRESCENT FINANCIAL CORP COM         COM   225744101       304        63250   SH         DEFINED        1    63250                 0
DANAHER CORP                        COM   235851102       424         6305   SH         DEFINED        1     4865              1440
DANVERS BANCORP INC                 COM   236442109       231        17000   SH         DEFINED        1    17000                 0
DIAMOND OFFSHORE DRILL COM          COM   25271C102       586         6138   SH         DEFINED        1     3983              2155
DOLLAR TREE INC COM                 COM   256746108       409         8407   SH         DEFINED        1     5467              2940
DOVER CORP                          COM   260003108       526        13583   SH         DEFINED        1     8648              4935
ELI LILLY & CO                      COM   532457108       613        18562   SH         DEFINED        1    14199              4363
ENTERPRISE FINANCIAL SERVICES COM   COM   293712105       157        17000   SH         DEFINED        1    17000                 0
EXXON MOBIL CORP COM                COM   30231G102      1547        22549   SH         DEFINED        1    18548              4001
FIRST CALIFORNIA FINANCIAL
   GROUP INC                        COM   319395109       355        74000   SH         DEFINED        1    74000                 0
FIRST COMMUNITY CORPORATION         COM   319835104       218        35150   SH         DEFINED        1    35150                 0
FIRST FINANCIAL HOLDINGS INC        COM   320239106       240        15000   SH         DEFINED        1    15000                 0
FIRST SOLAR INC                     COM   336433107       456         2984   SH         DEFINED        1     1798              1186
FISERV INC                          COM   337738108       708        14690   SH         DEFINED        1     9355              5335
FLIR SYS INC COM                    COM   302445101       674        24093   SH         DEFINED        1    15178              8915
FLUOR CORP COM                      COM   343412102       455         8935   SH         DEFINED        1     5785              3150
FPL GROUP INC                       COM   302571104       398         7210   SH         DEFINED        1     5347              1863
FRONTIER COMMUNICATIONS CORP        COM   35906A108       184        24415   SH         DEFINED        1    16959              7456
GENERAL ELECTRIC CO                 COM   369604103       354        21560   SH         DEFINED        1    21560                 0
GENTEX CORP                         COM   371901109       315        22299   SH         DEFINED        1    19455              2844
GILEAD SCIENCES INC                 COM   375558103       634        13634   SH         DEFINED        1     8279              5355
GLOBAL PAYMENTS INC COM             COM   37940X102       447         9569   SH         DEFINED        1     6270              3299
GOLDMAN SACHS GROUP INC             COM   38141G104       483         2620   SH         DEFINED        1     1644               976
GOOGLE INC CL A                     COM   38259P508       935         1885   SH         DEFINED        1     1163               722
HANSEN NAT CORP COM                 COM   411310105       653        17763   SH         DEFINED        1    11382              6381
HUNTINGTON BANCSHARES COM           COM   446150104       838       177925   SH         DEFINED        1   175963              1962
ILLUMINA INC COM                    COM   452327109       331         7793   SH         DEFINED        1     4856              2937
INTEL CORP                          COM   458140100       403        20649   SH         DEFINED        1    15372              5277
INTUITIVE SURGICAL INC COM          COM   46120E602       933         3555   SH         DEFINED        1     2363              1192
ITT EDUCATIONAL SERVICES COM        COM   45068B109       436         3944   SH         DEFINED        1     2451              1493
JOHNSON & JOHNSON                   COM   478160104      1303        21401   SH         DEFINED        1    15126              6275
KRAFT FOODS INC                     COM   50075N104       207         7889   SH         DEFINED        1     7889                 0
LINEAR TECHNOLOGY CORP              COM   535678106       286        10363   SH         DEFINED        1     7467              2896
LOWES COS INC                       COM   548661107       464        22173   SH         DEFINED        1    15373              6800
MACATAWA BANK CORP                  COM   554225102      2604      1001339   SH         DEFINED        1   627663            373676
MASTERCARD INC                      COM   57636q104       420         2072   SH         DEFINED        1     1393               679
MCDONALDS CORP                      COM   580135101       488         8538   SH         DEFINED        1     5617              2921
MICROSOFT CORP                      COM   594918104       456        17744   SH         DEFINED        1    12617              5127
MONSANTO CO NEW COM                 COM   61166W101      7333        94740   SH         DEFINED        1    94740                 0
MORGAN STANLEY COM NEW              COM   617446448       208         6738   SH         DEFINED        1     4080              2658
MURPHY OIL CORP COM                 COM   626717102       575         9967   SH         DEFINED        1     6332              3635
NATIONAL PENN BANCSHARES INC        COM   637138108       183        30000   SH         DEFINED        1    30000                 0
NEW CENTURY BANCORP DUNN, NC
   COMMON STOCK                     COM   64353M100       118        19346   SH         DEFINED        1    19346                 0
NEWBRIDGE BANCORP COM               COM   65080T102       304       111000   SH         DEFINED        1   111000                 0
NII HLDGS INC CL B NEW              COM   62913F201       524        17448   SH         DEFINED        1    11591              5857
NIKE INC CL B                       COM   654106103       290         4488   SH         DEFINED        1     3191              1297
NORTHERN TR CORP COM                COM   665859104       919        15800   SH         DEFINED        1    10566              5234
NORTHRIM BANCORP INC                COM   666762109       320        21000   SH         DEFINED        1    21000                 0
PACIFIC CONTIENTAL CORP             COM   69412V108       263        25000   SH         DEFINED        1    25000                 0
PALL CORP COM                       COM   696429307       269         8342   SH         DEFINED        1     5851              2491
PEOPLES BANCORP NC INC              COM   710577107       182        26968   SH         DEFINED        1    26968                 0
PEOPLES FINANCIAL CORP              COM   71103B102       186        10000   SH         DEFINED        1    10000                 0
PEPSICO INC                         COM   713448108       499         8519   SH         DEFINED        1     5899              2620
PERRIGO CO                          COM   714290103       382        11265   SH         DEFINED        1     6479              4786
PFIZER INC                          COM   717081103      8836       533956   SH         DEFINED        1   530906              3050
PHILIP MORRIS INTERNATIONAL         COM   718172109       362         7430   SH         DEFINED        1     7200               230
POWERSHARES ETF TRUST DYN BIOT      COM   73935X856       287        16812   SH         DEFINED        1    11462              5350
POWERSHARES ETF TRUST WNDRHLL       COM   73935X500       206        18920   SH         DEFINED        1    11515              7405
PREMIERWEST BANCORP COM             COM   740921101        51        18900   SH         DEFINED        1    18900                 0
PRICELINE COM INC                   COM   741503403       497         2998   SH         DEFINED        1     2008               990
PRIVATE BANCORP INC COM             COM   742962103       281        11500   SH         DEFINED        1    11500                 0
PROCTER & GAMBLE CO                 COM   742718109       536         9256   SH         DEFINED        1     7446              1810
PULASKI FINANCIAL CORP COM          COM   745548107       264        34849   SH         DEFINED        1    34849                 0
QUALCOM INC COM                     COM   747525103       325         7232   SH         DEFINED        1     5134              2098
SCHLUMBERGER LTD COM                COM   806857108      1564        26241   SH         DEFINED        1    16169             10072
SCHWAB CHARLES CORP                 COM   808513105       704        36741   SH         DEFINED        1    24139             12602
SEI INVESTMENTS CO COM              COM   784117103       376        19120   SH         DEFINED        1    16070              3050
SIERRA BANCORP COM                  COM   82620P102       240        20000   SH         DEFINED        1    20000                 0
STRYKER CORP                        COM   863667101      6306       138803   SH         DEFINED        1   130008              8795
SYSCO CORP                          COM   871829107       236         9507   SH         DEFINED        1     6900              2607
TEVA PHARMACEUTICAL INDS LTD ADR    FOR   881624209       477         9420   SH         DEFINED        1     6570              2850
TOTAL SYS SVCS INC COM              COM   891906109       266        16550   SH         DEFINED        1    11789              4761
TOWER FINANCIAL                     COM   891769101       179        39086   SH         DEFINED        1    36186              2900
UNION PAC CORP COM                  COM   907818108       250         4286   SH         DEFINED        1     3016              1270
UNITED PARCEL SERVICE               COM   911312106       895        15857   SH         DEFINED        1    15857                 0
URBAN OUTFITTERS INC                COM   917047102       478        15834   SH         DEFINED        1    10730              5104
VALERO ENERGY CORP                  COM   91913Y100       286        14733   SH         DEFINED        1     9585              5148
VANGUARD INDEX FDS MID CAP VIP      ETF   922908629      1637        28777   SH         DEFINED        1    17360             11417
VERIZON COMMUNICATIONS COM          COM   92343V104       459        15173   SH         DEFINED        1    11605              3568
WALGREEN CO                         COM   931422109       618        16493   SH         DEFINED        1    12143              4350
WASHINGTON BANKING CO COM           COM   937303105       324        35000   SH         DEFINED        1    35000                 0
WASTE MANAGEMENT INC                COM   94106L109       300        10059   SH         DEFINED        1    10059                 0
XTO ENERGY INC                      COM   98385X106       360         8729   SH         DEFINED        1     5118              3611



REPORT SUMMARY               104 DATA RECORDS            74,219