UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: December 31, 2008
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Macatawa Bank Corporation
Address: 10753 Macatawa Drive
Holland, MI 49424
Form 13F File Number: 28-13033
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of the Reporting Manager:
Name: Nadine Terpstra
Title: Vice President-Trust Operations Manager
Phone: 616-233-3311
Signature, Place, and Date of Signing:
/s/ Nadine Terpstra Holland, MI 2/5/09
[Signature] [City, State] [Date]
Nadine Terpstra
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 76
Form 13F Information Table Value Total: $82,174
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
No. Form 13F File # Name
01 Not yet known Macatawa Bank
FORM 13F INFORMATION TABLE
Voting Authority
----------------
Title of Value Shares/ Sh/ Put/ Invstmt Other
Name of Issuer class CUSIP (x$1000) Prn Amt Prn Call Dscretn Managers Sole Shared None
----------------------------- --------- ----- -------- ------- --- --- ------- -------- ---- ------ ----
APPLE COMPUTER INC COM COM 37833100 474.00 5,552.00 SH DEFINED 01 2,315.00 3,237.00
AUTODESK INC COM COM 52769106 542.00 27,623.00 SH DEFINED 01 14,452.00 13,171.00
BP AMOCO PLC SPONSORED ADR FOR 55622104 467.00 9,995.00 SH DEFINED 01 9,995.00
BANK OF AMERICA CORP NEW COM COM 60505104 789.00 56,048.00 SH DEFINED 01 37,561.00 18,487.00
BANK OF FLORIDA CORP COM COM 62128103 177.00 42,000.00 SH DEFINED 01 42,000.00
BERKSHIRE HATHAWAY INC CL B COM 84670207 392.00 122.00 SH DEFINED 01 122.00
BRISTOL MYERS SQUIBB CO COM 110122108 251.00 10,784.00 SH DEFINED 01 10,784.00
CASCADE BANCORP INC COM COM 147154108 239.00 35,400.00 SH DEFINED 01 35,400.00
CITIGROUP COM 172967101 70.00 10,500.00 SH DEFINED 01 500.00 10,000.00
COACH INC COM COM 189754104 717.00 34,541.00 SH DEFINED 01 21,491.00 13,050.00
COBIZ INC COM COM 190897108 146.00 15,000.00 SH DEFINED 01 15,000.00
COGNIZANT TECH SOLUTIONS
CORP CL A COM 192446102 1,071.00 59,375.00 SH DEFINED 01 29,800.00 29,575.00
CRESCENT FINANCIAL CORP COM COM 225744101 164.00 43,250.00 SH DEFINED 01 43,250.00
DANAHER CORP DEL COM COM 235851102 1,344.00 23,745.00 SH DEFINED 01 13,195.00 10,550.00
DEUTSCHE TELEKOM AG SPONSORED ADR FOR 251566105 169.00 11,050.00 SH DEFINED 01 11,050.00 0.00
ENTERPRISE FINANCIAL
SERVICES COM COM 293712105 259.00 17,000.00 SH DEFINED 01 17,000.00
FIRST CALIFORNIA FINANCIAL
GROUP INC COM 319395109 507.00 92,000.00 SH DEFINED 01 69,000.00 23,000.00
FISERV INC COM 337738108 2,190.00 60,223.00 SH DEFINED 01 36,391.00 23,832.00
GENERAL ELECTRIC CO COM 369604103 1,498.00 92,525.00 SH DEFINED 01 70,280.00 22,245.00
GENTEX CORP COM 371901109 145.00 16,420.00 SH DEFINED 01 14,920.00 1,500.00
HUNTINGTON BANCSHARES INC COM 446150104 1,478.00 192,986.00 SH DEFINED 01 192,742.00 244.00
INDEPENDENT BANK CORPORATION COM 453838104 229.00 106,190.00 SH DEFINED 01 69,462.00 36,728.00
JOHNSON & JOHNSON COM 478160104 2,668.00 44,602.00 SH DEFINED 01 28,963.00 15,639.00
LAKELAND FINL CORP COM COM 511656100 488.00 20,500.00 SH DEFINED 01 20,500.00
LOWES COS INC COM 548661107 1,587.00 73,724.00 SH DEFINED 01 45,164.00 28,560.00
MACATAWA BANK CORPORATION COM 554225102 4,322.00 1,245,606.543 SH DEFINED 01 687,445.00 558,161.5425
MORNINGSTAR INC COM COM 617700109 890.00 25,064.00 SH DEFINED 01 16,144.00 8,920.00
NATIONAL CITY CORP COM 635405103 19.00 10,521.00 SH DEFINED 01 10,521.00 0.00
NORTHRIM BANCORP INC COM 666762109 216.00 21,000.00 SH DEFINED 01 21,000.00
PEPSICO INC COM COM 713448108 1,706.00 31,149.00 SH DEFINED 01 18,549.00 12,600.00
PFIZER INC COM 717081103 10,737.00 606,293.00 SH DEFINED 01 600,493.00 5,800.00
PHILIP MORRIS INTERNATIONAL INC COM 718172109 368.00 8,450.00 SH DEFINED 01 8,450.00
PREMIERWEST BANCORP COM COM 740921101 120.00 18,000.00 SH DEFINED 01 18,000.00
PROCTER & GAMBLE CO COM 742718109 1,989.00 32,178.00 SH DEFINED 01 19,468.00 12,710.00
PRIVATE BANCORP INC COM COM 742962103 373.00 11,500.00 SH DEFINED 01 11,500.00
PULASKI FINANCIAL CORP COM COM 745548107 233.00 34,849.00 SH DEFINED 01 34,849.00
RIVERVIEW BANCORP INC COM COM 769397100 91.00 40,400.00 SH DEFINED 01 40,400.00
SEI INVESTMENTS CO COM COM 784117103 1,006.00 64,015.00 SH DEFINED 01 44,810.00 19,205.00
SCHLUMBERGER LTD COM COM 806857108 1,276.00 30,149.00 SH DEFINED 01 17,749.00 12,400.00
SOUTHERN CO COM 842587107 248.00 6,715.00 SH DEFINED 01 6,715.00
STATE STREET CORP COM 857477103 213.00 5,418.00 SH DEFINED 01 5,418.00
STRYKER CORP COM 863667101 6,141.00 153,713.00 SH DEFINED 01 138,186.00 15,527.00
TEVA PHARMACEUTICAL INDS
LTD ADR FOR 881624209 2,992.00 70,305.00 SH DEFINED 01 41,760.00 28,545.00
TOWER FINANCIAL CORP COM 891769101 561.00 92,675.00 SH DEFINED 01 61,284.00 31,391.00
UNITED TECHNOLOGIES CORP COM 913017109 624.00 11,628.00 SH DEFINED 01 5,773.00 5,855.00
VANGUARD INDEX FDS MID
CAP VIP ETF 922908629 1,334.00 30,871.00 SH DEFINED 01 19,552.00 11,319.00
WALGREEN CO COM 931422109 1,017.00 41,240.00 SH DEFINED 01 25,450.00 15,790.00
WASHINGTON BANKING CO COM COM 937303105 218.00 25,000.00 SH DEFINED 01 25,000.00
WELLS FARGO & CO COM 949746101 2,615.00 88,731.00 SH DEFINED 01 59,040.00 29,691.00
AT&T INC. COM 00206R102 1,987.00 69,723.00 SH DEFINED 01 48,351.00 21,372.00
ADOBE SYS INC COM COM 00724F101 853.00 40,104.00 SH DEFINED 01 21,635.00 18,469.00
ALTRIA GROUP INC COM COM 02209S103 168.00 11,150.00 SH DEFINED 01 11,150.00
AMERICAN CAPITAL LTD COM COM 02503Y103 54.00 16,600.00 SH DEFINED 01 16,600.00
BANNER CORPORATION COM COM 06652V109 282.00 30,000.00 SH DEFINED 01 30,000.00
BLACKROCK INC COMMON STOCK COM 09247X101 215.00 1,600.00 SH DEFINED 01 1,600.00
CAPITOL BANCORP LTD COM 14056D105 82.00 10,500.00 SH DEFINED 01 10,500.00
CISCO SYSTEMS INC COM 17275R102 2,315.00 142,040.00 SH DEFINED 01 77,712.00 64,328.00
DEARBORN BANCORP INC CAP COM 24242R108 52.00 31,311.00 SH DEFINED 01 31,311.00
EXXON MOBIL CORP COM COM 30231G102 4,127.00 51,711.298 SH DEFINED 01 36,306.00 15.405.298
FIRSTBANK CORP COM 33761G104 115.00 14,246.00 SH DEFINED 01 14,246.00
GOOGLE INC COM COM 38259P508 898.00 2,921.00 SH DEFINED 01 1,182.00 1,739.00
INTERCONTINENTALEXCHANGE INC COM 45865V100 214.00 2,600.00 SH DEFINED 01 2,600.00
INTUITIVE SURGICAL INC COM COM 46120E602 516.00 4,064.00 SH DEFINED 01 1,577.00 2,487.00
J P MORGAN CHASE & CO COM COM 46625H100 307.00 9,727.00 SH DEFINED 01 300.00 9,427.00
KRAFT FOODS INC COM 50075N104 286.00 10,639.00 SH DEFINED 01 10,639.00
MONSANTO CO NEW COM COM 61166W101 7,555.00 107,385.00 SH DEFINED 01 107,385.00
NEWBRIDGE BANCORP COM COM 65080T102 105.00 43,941.00 SH DEFINED 01 43,941.00
PACIFIC CONTIENTAL CORP COM 69412V108 374.00 25,000.00 SH DEFINED 01 25,000.00
PINNACLE FINANCIAL PARTNERS INC COM 72346Q104 396.00 13,300.00 SH DEFINED 01 13,300.00
POWERSHARES WILDERHILL CLEAN
ENERGY COM 73935X500 624.00 72,431.00 SH DEFINED 01 36,756.00 35,675.00
POWERSHARES WILDERHILL DYNAMIC
BIOTECHNOLOGY & GENOME
PORTFOLIO COM 73935X856 1,095.00 79,782.00 SH DEFINED 01 41,017.00 38,765.00
SIERRA BANCORP COM COM 82620P102 336.00 16,000.00 SH DEFINED 01 16,000.00
VERIZON COMMUNICATIONS INC COM 92343V104 305.00 8,993.00 SH DEFINED 01 8,618.00 375.00
WASTE MANAGEMENT INC COM 94106L109 331.00 10,000.00 SH DEFINED 01 10,000.00
WINDSTREAM CORPORATION COM COM 97381W104 127.00 13,788.00 SH DEFINED 01 13,788.00
XTO ENERGY INC COM 98385X106 1,075.00 30,496.00 SH DEFINED 01 16,272.00 14,224.00
REPORT SUMMARY 76 DATA RECORDS 82,174.00 4,676,678.00 3,426,179.00 1,250,499.00