UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
FORM 8-K
 
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of
The Securities Exchange Act of 1934
 
Date of Report (Date of earliest event reported) May 16, 2011
 
SP Bancorp, Inc.

(Exact name of registrant as specified in its charter)
 
Maryland
001-34933
 
27-3347359
(State or other jurisdiction
of incorporation)
(Commission File Number)
(IRS Employer Identification No.)
 
5224 West Plano Parkway
Plano, Texas
75093
(Address of principal executive offices)
(Zip Code)
 
Registrant's telephone number, including area code: (972) 931-5311
 
Not Applicable
(Former name or former address, if changed since last report)
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
 
[ ]
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
[ ]
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
[ ]
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
[ ]
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
 
 
 
Item 7.01. Regulation FD Disclosure.
 
On May 16, 2011, SP Bancorp, Inc. (the "Company") reviewed earnings results for the three months March 31, 2011 ended in a conference call and webcast for stockholders and analysts. A slide show presentation used at the conference call is attached as Exhibit 99.1.
  
The information in the preceding paragraph, as well as Exhibit 99 referenced therein, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933.
 
Item 9.01. Financial Statements and Exhibits.
 
(a)
  
Financial Statements of Businesses Acquired.
  
Not Applicable.
 
 
        
(b)
  
Pro Forma Financial Information.
  
Not Applicable.
 
 
        
(c)
  
Shell Company Transactions.
  
Not Applicable.
 
 
        
(d)
  
Exhibit: 99.1
  
Slide show presentation dated May 16, 2011
 
 
 
 
SIGNATURE
 
Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
   
SP Bancorp, Inc.
 
 
Date: May 16, 2011
  
/s/ Suzanne C. Salls
Suzanne C. Salls
Senior Vice President and Chief Financial Officer