UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date
of
Report (Date of earliest event reported): October
22, 2007 (October 18, 2007)
RURBAN
FINANCIAL CORP.
(Exact
name of registrant as specified in its charter)
|
Ohio
|
|
0-13507
|
|
34-1395608
|
|
(State
or other jurisdiction
of
incorporation or organization)
|
|
(Commission
File Number)
|
|
(IRS
Employer
Identification
No.)
|
401
Clinton Street, Defiance, Ohio 43512
(Address
of principal executive offices) (Zip Code)
(419)
783-8950
(Registrant’s
telephone number, including area code)
Not
Applicable
(Former
name or former address, if changed since last report.)
Check
the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:
o
Written communications
pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o
Soliciting material
pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))
o
Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))
Item
2.02 - Results of Operations and Financial Condition.
On
October 18, 2007, Rurban Financial Corp. (the “Company”) hosted a conference
call and webcast to discuss its results for the third fiscal quarter ended
September 30, 2007. A copy of the transcript of the conference call and webcast
is furnished as Exhibit 99.1 and is incorporated herein by
reference.
The
information in this Item 2.02, including Exhibit 99.1 furnished herewith, is
being furnished and shall not be deemed to be “filed” for purposes of Section 18
of the Securities Exchange Act of 1934 (the “Exchange Act”) or otherwise subject
to the liabilities of that Section, nor shall such information be deemed to
be
incorporated by reference in any registration statement or other document filed
under the Securities Act of 1933 or the Exchange Act, except as otherwise stated
in such filing.
Item
9.01 - Financial Statements and Exhibits.
(a)
Not
Applicable
(b)
Not
Applicable
(c)
Not
Applicable
(d)
Exhibits
|
Exhibit
No.
|
Description
|
| |
|
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99.1
|
Transcript
of conference call and webcast conducted on October 18,
2007
|
SIGNATURE
Pursuant
to the requirements of the Securities Exchange Act of 1934, the registrant
has
duly caused this report to be signed on its behalf by the undersigned hereunto
duly authorized.
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RURBAN FINANCIAL CORP. |
|
|
|
| Dated:
October 22, 2007 |
By: |
/s/ Duane
L.
Sinn |
| |
Duane
L. Sinn |
| |
Executive
Vice
President and Chief Financial Officer |