(BPT) - Everyone deserves access to low-cost, quality healthcare, yet millions remain uninsured. The Marketplace Open Enrollment Period for 2023 health insurance coverage is now open at HealthCare.gov and it is the perfect time to find an affordable, quality plan. Whether you lack health insurance or are already in a Marketplace plan, visit HealthCare.gov by January 15, 2023 to begin or update your application. There's financial help available for many people who enroll through the Marketplace. This can greatly lower the cost of people's monthly payments.
Has financial help been expanded this year?
Due to the Inflation Reduction Act, a majority of customers enrolled through the Marketplace continue to have access to affordable premiums that help lower costs for individuals and families on HealthCare.gov. Four out of five customers can find a health plan for $10 or less with financial help.
What you pay is based on your age, your family size, your household income, where you live, what plan you choose and other factors. Some people may find they qualify for coverage in their state's Medicaid or Children's Health Insurance Program (CHIP) and can be connected to these options through HealthCare.gov.
What do the health insurance plans available on HealthCare.gov cover?
Plans available on HealthCare.gov offer a wide range of benefits and comprehensive coverage. All medical coverage plans at HealthCare.gov cover essential health benefits, including preventive services like annual checkups, hospitalizations, prescription drugs, birth control, doctor's visits, emergency care and more. All plans at HealthCare.gov are prohibited from excluding coverage based on preexisting conditions. Marketplace health plans are offered by private insurance companies that offer quality coverage.
How do I apply?
You can begin or update your application from the comfort of your home at HealthCare.gov. In fact, many people complete their application in one sitting.
For assistance, you can visit Find Local Help on HealthCare.gov at https://localhelp.healthcare.gov/ to search our online directory and set up a time to talk in-person, over the phone or by email with an agent, broker or assister in your area who can help you with your application and more.
Or, customers can get help filling out their application by calling the Marketplace call center at 1-800-318-2596 with assistance in 200 languages. The Marketplace call center is open 24 hours a day, 7 days a week.
What are the important dates for enrolling?
Anyone who selects a plan by midnight on December 15, 2022 can get full-year coverage that starts January 1, 2023. The final deadline to select a plan or update your application is January 15, 2023. Visit HealthCare.gov to explore your options today.