UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): September 16, 2005
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FIRST DEFIANCE FINANCIAL CORP.
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(Exact name of registrant as specified in its charter)
OHIO 0-26850 34-1803915
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(State or other jurisdiction of (Commission (IRS Employer
incorporation) File Number) Identification No.)
601 Clinton Street, Defiance, Ohio 43512
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (419) 782-5015
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Not Applicable
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(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[_] Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[_] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[_] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[_] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Section 4 - Matters Related to Accountants and Financial Statements
Item 4.01. Changes in Registrant's Certifying Accountant.
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(b) On September 16, 2005, the Audit Committee of First Defiance Financial
Corp. ("First Defiance") approved the engagement of Crowe Chizek and Company LLC
("Crowe Chizek") as First Defiance's principal independent registered public
accounting firm.
Prior to approving the engagement, First Defiance did not consult with
Crowe Chizek regarding either:
1. The application of accounting principles to a specified
transaction, either completed or proposed; or the type of audit opinion
that might be rendered on the First Defiance's financial statements, and
neither a written report was provided to the First Defiance or oral advice
was provided that Crowe Chizek concluded was an important factor
considered by First Defiance in reaching a decision as to the accounting,
auditing or financial reporting issue; or
2. Any matter that was either the subject of a disagreement (as
defined in Item 304(a)(1)(iv) of Regulation S-K and the related
instructions to Item 304) or a reportable event (as described in Item
304(a)(1)(v) of Regulation S-K).
SIGNATURES
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Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.
FIRST DEFIANCE FINANCIAL CORP.
By: /s/ John C. Wahl
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Date: September 16, 2005