Removing:
|
New fund being added
Assets and elections will be mapped to:
|
State Street Russell Large Cap Index Fund – Class C
(aka - State Strt Russell Lrg Cap Idx NI Srs on LincolnFinancial.com)
|
State Street S&P 500 Index Fund - Class N
Ticker: CMDVM
Expense %: 0.023
|
Variable return investments
|
||||||
Investment options
|
Average annual total returns as of September 30, 2018
|
|||||
Morningstar Category
Index (Benchmark)
Mutual Fund or Collective Investment
Trust Name
|
Ticker
|
1 Year
|
3 Year
|
5 Year
|
10 Year
|
Inception Date
|
Retirement Income
Custom Index*
State Street Target Retirement Income
Fund – Class W
|
CMDIW
|
2.74
3.24
3.21
|
5.19
5.35
5.32
|
3.98
3.94
3.91
|
5.19
N/A
N/A
|
7/1/2009
|
Target Date -2015
Custom Index*
State Street Target Retirement 2015 Fund – Class W
|
CMDLW
|
4.22
3.74
3.72
|
7.03
6.37
6.36
|
5.34
4.94
4.93
|
6.47
N/A
N/A
|
10/1/2009
|
Target Date -2020
Custom Index*
State Street Target Retirement 2020 Fund – Class W
|
CMDMW
|
4.70
5.01
5.00
|
7.50
8.08
8.07
|
5.57
6.14
6.14
|
6.56
N/A
N/A
|
7/1/2009
|
Target Date -2025
Custom Index*
State Street Target Retirement 2025 Fund – Class W
|
CMDNW
|
5.86
6.42
6.40
|
8.82
9.70
9.69
|
6.39
7.20
7.19
|
7.36
N/A
N/A
|
10/1/2009
|
Target Date 2030
Custom Index*
State Street Target Retirement 2030 Fund – Class W
|
CMDOW
|
6.95
7.17
7.13
|
9.90
10.53
10.52
|
7.06
7.71
7.71
|
7.56
N/A
N/A
|
7/1/2009
|
Target Date -2035
Custom Index*
State Street Target Retirement 2035 Fund – Class W
|
CMDPW
|
8.06
7.93
7.90
|
11.03
11.29
11.28
|
7.75
8.13
8.13
|
8.24
N/A
N/A
|
10/1/2009
|
Target Date 2040
Custom Index*
State Street Target Retirement 2040 Fund – Class W
|
CMDQW
|
8.64
8.54
8.51
|
11.55
11.94
11.94
|
8.06
8.47
8.48
|
8.20
N/A
N/A
|
7/1/2009
|
Target Date 2045
Custom Index*
State Street Target Retirement 2045 Fund – Class W
|
CMDRW
|
9.24
9.13
9.12
|
12.12
12.49
12.50
|
8.41
8.74
8.75
|
8.58
N/A
N/A
|
10/1/2009
|
Target Date -2050
Custom Index*
State Street Target Retirement 2050 Fund – Class W
|
CMDSW
|
9.27
9.15
9.13
|
12.15
12.50
12.50
|
8.45
8.74
8.75
|
8.38
N/A
N/A
|
11/1/2009
|
Variable return investments
|
||||||
Investment options
|
Average annual total returns as of September 30, 2018
|
|||||
Morningstar Category
Index (Benchmark)
Mutual Fund or Collective Investment
Trust Name
|
Ticker
|
1 Year
|
3 Year
|
5 Year
|
10 Year
|
Inception Date
|
Target Date 2055
Custom Index*
State Street Target Retirement 2055 Fund – Class W
|
CMLFW
|
9.53
9.15
9.14
|
12.37
12.50
12.51
|
8.75
8.74
8.76
|
9.09
N/A
N/A
|
5/1/2011
|
Target Date 2060+
Custom Index*
State Street Target Retirement 2060 Fund – Class W
|
CMPRW
|
9.74
9.15
9.14
|
12.64
12.50
12.51
|
8.44
N/A
N/A
|
N/A
N/A
N/A
|
4/1/2015
|
Intermediate-Term Bond
Barclays US Aggregate Bond Index
State Street U.S. Bond Index Fund - Class K
|
CM7FN
|
-1.07
-1.22
-1.27
|
1.65
1.31
1.27
|
2.16
2.16
2.13
|
4.25
N/A
N/A
|
5/1/2009
|
Large Blend
S&P 500 Composite Index
State Street S&P 500 Index Fund - Class N
|
CMDVM
|
15.39
17.91
17.87
|
15.18
17.30
17.29
|
11.91
13.95
13.92
|
10.84
11.97
11.97
|
5/31/2011
|
Small Blend
Russell Small Cap Completeness Index
State Street Russell Small/Mid Cap Index
Fund - Class K
|
CMK4N
|
12.03
16.13
16.04
|
14.67
16.27
16.17
|
9.72
11.43
11.38
|
10.71
12.33
12.31
|
7/1/2002
|
Foreign Large Blend
MSCI ACWI Ex USA IMI Index
State Street Global All Cap Equity Ex US Index Fund – Class K
|
CMLHM
|
1.51
1.79
1.98
|
8.74
10.14
10.39
|
4.10
4.39
4.62
|
5.04
N/A
N/A
|
4/1/2011
|
Intermediate-Term Bond
Bloomberg Barclays US Aggregate Index
Macquarie Diversified Income (CIT)
|
-1.07
-1.22
-1.49
|
1.65
1.31
1.87
|
2.16
2.16
2.56
|
4.25
2.47
2.81
|
6/29/2011
|
|
Inflation Protection
Barclays US TIPS Index/ Bloomberg Commodity IndexSM/ Dow Jones US Real Estate Investment Trust Index
PIMCO Diversified Real Asset CIT
|
0.41
2.61
2.58
|
1.92
3.04
3.37
|
0.93
1.19
1.02
|
2.89
N/A
N/A
|
10/30/2009
|
Variable return investments
|
||||||||
Investment options
|
Average annual total returns as of September 30, 2018
|
|||||||
Morningstar Category
Index (Benchmark)
Mutual Fund or Collective Investment
Trust Name
|
Ticker
|
1 Year
|
3 Year
|
5 Year
|
10 Year
|
Inception Date
|
||
Large Value
Russell 1000 Value Index
Macquarie Large Cap Value Trust
|
DELAL CV
|
10.84
9.45
16.06
|
13.47
13.56
15.60
|
10.19
10.72
12.26
|
9.69
11.83
13.57
|
06/29/2011
|
||
Large Growth
S&P 500 Composite Index
American Funds Growth Fund of Amer R6
|
RGAGX
|
23.22
17.91
22.71
|
17.67
17.31
19.41
|
14.01
13.95
14.91
|
12.58
11.97
12.75
|
12/01/1973
|
||
Small Value
Russell 2000 Value Index
Delaware Small Cap Value Fund R6
|
DVZRX
|
8.37
9.33
7.83
|
13.74
16.12
N/A
|
8.30
9.91
N/A
|
9.99
9.52
N/A
|
05/02/2016
|
||
Small Growth
Russell 2500 Growth TR USD
Macquarie SMID-Cap Growth Trust
|
DELAS CG
|
24.40
23.13
29.74
|
18.36
17.96
19.34
|
11.73
12.88
14.49
|
12.57
13.36
13.72
|
06/29/2011
|
||
Foreign Large Blend
MSCI EAFE Index
Dodge & Cox International Stock
|
DODFX
|
1.51
2.74
-5.26
|
8.74
9.23
8.20
|
4.10
4.42
3.74
|
5.04
5.38
5.90
|
05/01/2001
|
||
Foreign Large Growth
MSCI ACWI Ex US Growth Index
MFS International Growth Eq CIT-Cl 4
|
MFSC4
|
4.03
3.08
9.68
|
10.25
10.59
13.81
|
5.73
5.32
7.04
|
6.40
5.83
8.19
|
06/12/2007
|
||
Financial
----
Lincoln Stock Fund
|
LNC
|
6.62
- 6.18
|
13.43
14.37
|
10.60
11.50
|
8.22
5.62
|
|||
*The custom benchmark index is a composite of S&P¨ 500, Russell Small Cap Completeness¨ Index, Bloomberg Roll Select Commodity IndexSM, MSCI ACWI ex USA IMI Index, Bloomberg Barclays U.S. Long Government Bond Index, Bloomberg Barclays U.S. Aggregate Bond Index, Bloomberg Barclays U.S. TIPS Index, Bloomberg Barclays 1-10 Year Government Inflation-Linked Bond Index, Bloomberg Barclays U.S. High Yield Very Liquid Bond Index, Bloomberg Barclays U.S. 1-3 Year Government/Credit Bond Index, FTSE EPRA/NAREIT Developed Liquid Index
|
This Summary of Material Modifications contains important information about the Plan and should be kept with your Summary Plan Description/Prospectus.
|