UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C., 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of
the
Securities Exchange Act of 1934
Date
of
Report (Date of Earliest Event Reported)
August
4, 2006
CITY
HOLDING COMPANY
(Exact
Name of Registrant as Specified in its Charter)
Commission
File Number: 0-17733
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West
Virginia
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55-0169957
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(State
or Other Jurisdiction of
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(I.R.S.
Employer
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Incorporation
or Organization)
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Identification
No.)
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25
Gatewater Road, Cross Lanes, WV 25313
(Address
of Principal Executive Offices, Including Zip Code)
304-769-1100
(Registrant’s
Telephone Number, Including Area Code)
Check
the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions (see General Instruction A.2. below):
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¨
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Written
communications pursuant to Rule 425 under the Securities Act (17
CFR
230.425)
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¨
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Soliciting
material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR
240.14a-12(b))
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¨
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Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17
CFR
240.14d-2(b))
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¨
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Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act
(17CFR240.13e-4(c))
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Section
8 - Other Events
Item
8.01 Other Events.
On
August
4, 2006, City Holding Company (the “Company”) issued a news release, attached as
Exhibit 99, announcing that its wholly-owned subsidiary City National Bank
of
West Virginia (the “Bank”) had entered into a definitive agreement with Elan
Financial Services (“Elan”), a wholly owned subsidiary of U.S. Bancorp
(NYSE:USB), to provide credit card services to the Company’s retail customers on
a going forward basis. Under the terms of the agreement, Elan will purchase
the
Bank’s existing credit card portfolio and will subsequently issue credit cards
under the Bank’s name. As of June 30, 2006, the Bank had approximately $14
million in credit card balances. Under the terms of the agreement, the Bank
will
sell approximately $11.5 million of its credit card receivables to Elan. The
transaction is expected to result in an estimated pre-tax gain to the Company
in
excess of $3.4 million.
The
news
release furnished as Exhibit 99.1 and incorporated herein by reference, is
being
furnished pursuant to this Item 8.01and shall not be deemed “filed” for purposes
of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange
Act”), or otherwise subject to the liabilities of that section, and it shall not
be deemed incorporated by reference in any filing under the Securities Act
of
1933, as amended, or under the Exchange Act, whether made before or after the
date hereof, except as expressly set forth by specific reference in such filing
to this Current Report on Form 8-K.
Section
9 - Financial Statements and Exhibits
Item
9.01 Financial Statements and Exhibits.
(c)
Exhibits
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99.1
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News
Release issued August 4, 2006
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Signatures
Pursuant
to the requirements of the Securities and Exchange Act of 1934, the Registrant
has duly caused this Report to be signed on its behalf by the Undersigned
hereunto duly authorized.
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Dated:
August
6, 2006
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City
Holding Company
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By:
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/s/
David L. Bumgarner
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David
L. Bumgarner
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Chief
Financial Officer
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