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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) January 28, 2005
MidSouth Bancorp, Inc.
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(Exact name of registrant as specified in its charter)
Louisiana 1-11826 72-1020809
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(State or other jurisdiction (Commission (I.R.S. Employer
of incorporation) File Number) Identification No.)
102 Versailles Boulevard, Lafayette, Lousiana 70501
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code 337-237-8343
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(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[x] Written communications pursuant to Rule 425 under the Securities
Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange
Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
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ITEM 7.01 REGULATION FD FAIR DISCLOSURE
On January 28, 2005, MidSouth Bancorp, Inc. (the "Company") issued a
press release regarding a one-time event that will have a positive impact on the
Company's earnings for the first quarter of 2005.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.
(c) Exhibits
99.1 Press Release issued by MidSouth Bancorp, Inc., on January 28, 2005.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
MidSouth Bancorp, Inc.
Date January 28, 2005
/s/ C. R. Cloutier
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C. R. Cloutier
President & CEO