SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 22, 2004 ------------- (Date of earliest event reported) Farmers & Merchants Bancorp --------------------------- (Exact name of registrant as specified in its charter) Delaware -------- (State or other jurisdiction of incorporation) 1.000 - 26099 94-3327828 ------------- ---------- (Commission File Number) (IRS Employer Identification No.) 111 West Pine Street, Lodi, California 95240-2184 -------------------------------------------------- (Address of principal executive offices) (Zip Code) (209) 367-2300 (Registrant's telephone number, including area code) Not Applicable (Former name or former address, if changes since last report) Item 12. Results of Operations and Financial Condition On July 22, 2004, Farmers & Merchants Bancorp issued a press release concerning financial results for the second quarter of 2004, a copy of which is included as Exhibit 99.1 and incorporated herein by reference. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FARMERS & MERCHANTS BANCORP By /s/ Stephen W. Haley Stephen W. Haley Executive Vice President & Chief Financial Officer Date: July 23, 2004